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If you're going to make use of a small-cap index like the Russell 2000, you may want to pause and think about why a great index fund company, like Vanguard, does not have any funds that follow it. The reason is since it's a lousy index.

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I have not also resolved the straw man right here yet, and that is the truth that it is fairly uncommon that you in fact have to pay either taxes or considerable compensations to rebalance anyway. Many intelligent financiers rebalance as much as feasible in their tax-protected accounts.

Index Insurance

Variable Universal Life Vs Indexed Universal Life

And of training course, no one must be purchasing crammed shared funds, ever before. It's truly too bad that IULs don't work.